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Bank Michigan


Bank MichiganConsumer Loans 

Finish your to-do list with the aid of a personal loan. With the help of a consumer loan from Bank Michigan, you can purchase a vehicle, consolidate your debts, or pay for unanticipated expenses. A personal loan can be a helpful tool to accomplish a variety of tasks, but for those extra challenging ones, we offer our home equity loan.

Do You Own Your Home?

If you are a homeowner who is looking to fund an upcoming project or purchase, you should consider applying for a home equity loan. By using the equity you’ve built in your home, you can get a loan with lower interest rates, a higher borrowing limit, and more favorable repayment terms. Receiving a home equity loan might also give you an advantage during tax season. Home renovations paid for with an equity loan may qualify you for tax deductions*.


How to Get Started

At Bank Michigan, we make applying for a loan easy. Simply bring the following documents to your local branch to get started today.

  • A completed consumer loan application (PDF)
  • Two most recent consecutive paystubs for all applicants covering the last 30 days
  • Two prior years of W2 forms
  • Two prior years’ full tax returns with schedules (if self-employed)
  • Social Security or Pension Award Letter (if applicable)

Interested in applying for a personal or home equity loan? Learn more about our loan programs at your nearest branch, or contact us to connect with someone from our lending team.

*Consult your tax advisor on the possible benefits of using your home equity as purchasing power.